Credit Risk Analyst at Zopa
London, GB
As part of our expansion we are currently looking for a Credit Risk Analyst to join our team.
You will join the Risk Analytics team and be in charge of driving step-change improvements in credit performance by developing risk models, hypothesis testing, and monitoring portfolio trends.
The Risk Analytics team at Zopa is responsible for credit risk strategies spanning the entire customer lifecycle from Application and Fraud Prevention to Existing Customer Strategies.
You will work with cross-functional teams including sales, data science, product and IT to develop and drive growth strategies, influence strategic decisions and identify new opportunities through the application of leading-edge analytical techniques.
We look for bright individuals with analytical capabilities, who can translate numbers into business opportunities and deliver insights to drive decision-making.


Essential skills and experience
Analytical skills
A degree/diploma or equivalent in an analytical or business related discipline
Conceptual thinking – ability to find innovative ways to solve analytical problems
Ability to drive insight from data, assess the commercial / financial impact and recommend action
Ability to consistently deliver accurate, error-free results to a high standard within tight deadlines
Excellent oral and written communication skills with ability to translate insight into a coherent story that drives action
Education/qualifications required
Bachelors Degree in any quantitative field (Business, Maths, Economics, Finance, Statistics, Science or Engineering)
2+ years' experience in Analysis
Very good SQL or SAS skills
Desirable but not required
Masters Degree in Business or quantitative field such as Finance, Economics, Physical Sciences, Mathematics, Statistics, Engineering
Good programming ability with either Python, R, Scala, Java or Matlab in a data science context (either creating propensity models, segmentations or solving complex problems using optimisations techniques)
Previous Risk Analytics experience in a Financial Services Organization
Personal characteristics required
You have an inquisitive mind, are intrinsically curious and are passionate about deriving insights from data
Strong interpersonal skills and ability to work well within cross-functional teams
You're analytical, have excellent attention to detail and you work well under pressure
You're independent, well organised with a "can do" attitude